Fixed Rate Mortgages
Fixed Rate mortgages guarantee that the interest rate you start with will remain constant throughout the life of the loan. We offer loan terms from 10 to 30 years to meet your needs. We can even customize your loan with features such as a buydown, which reduces your payment amount for the first few years, or a bi-weekly, which reduces the term and total interest payments over the life of the loan. We have pioneered the "piggy-back" mortgage, where we couple a second trust with our first trust. This eliminates the need for private mortgage insurance which reduces your monthly payment. We offer piggybacks with fixed or adjustable rate mortgages.
Adjustable Rate Mortgages
Adjustable rate mortgages have an interest rate that may increase or decrease depending on market conditions. The starting rate will generally be lower than a fixed rate mortgage. The change in the rate may occur at various intervals depending on the product you choose. We have interest rates with the first adjustment from one to ten years.
VA Loans
Eligible veterans can get long-term loans with little or no down payment, more flexible qualifying standards, and possibly, lower interest rates. These loans are made possible by the Department of Veterans Affairs. They are offered directly to the home buyer via companies such as Mortgage Source Funding. Fixed loans are available.
Permanent Loan
If you've already completed the arrangements for construction financing, we offer a wide variety of permanent financing options. Programs range from fixed and adjustable rates to FHA / VA financing. Talk to your Loan Originator about our competitive rates and programs.
Please contact one of our Mortgage Professionals for information on other home financing products. Mortgage Consultants
Programs subject to change without notice.
| Contact Us: Tel. 757-490-3912 |